PREPARE TO BUY


Build a file with the documents that you will need in order to purchase your home. Typical documents needed are as follows:

  • Financial Statements
  • Bank Account Statements
  • Investments
  • Credit Cards
  • Auto Loans
  • Pay Stubs
  • The Last 2 Years' Tax Returns
  • Lease Copies for Investment Properties
  • 401K Statements, Life Insurance, Stocks, Bonds, and Mutual Fund Account Information

Choose, and meet with, a mortgage lender


Choosing a lender is a important, and necessary, part of the purchasing process. Your mortgage lender will get you pre-approved and help you understand how much you will be comfortable spending on your new home. They will also explain the different loan types (FHA, Conventional, VA, Texas Veterans), property taxes/escrow accounts, down payments and more. If you need help choosing a mortgage lender we will be able to provide you with referrals. 


 

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